Spring Cleaning Your Insurance Policies

Mar 8

Spring is a time of renewal and rejuvenation, and it's also the perfect time to take a closer look at your insurance policies. Just like you declutter and clean your home during spring cleaning, it's important to review and update your insurance policies to make sure that you have the coverage you need. At Evers Insurance, we understand the importance of staying protected, which is why we've put together this guide to help you spring clean your insurance policies.

1. Review Your Coverage Limits

Your coverage limits determine the maximum amount that your insurance policy will pay out if you file a claim. It's important to review your coverage limits to ensure that they're still adequate for your needs. If your assets have increased or your circumstances have changed, you may need to increase your coverage limits to protect yourself and your family.

2. Consider Bundling Your Policies

Bundling your insurance policies can help you save money on your premiums and simplify your insurance coverage. Consider bundling your home, auto, and other insurance policies with the same carrier to take advantage of discounts and simplify your billing.

3. Update Your Beneficiaries

If you have life insurance or other policies with beneficiaries, it's important to review and update them regularly. Make sure that your beneficiaries are still accurate and reflect your current wishes.

4. Review Your Deductibles

Your deductible is the amount that you must pay out of pocket before your insurance coverage kicks in. Review your deductibles to ensure that you're comfortable with the amount and that it aligns with your budget and financial goals.

5. Consider Additional Coverage

Spring is a good time to consider adding additional insurance coverage if necessary. For example, if you've recently purchased valuable jewelry or other items, you may need to add a rider to your homeowners insurance policy to ensure that those items are covered.

At Evers Insurance, we're committed to helping you protect yourself and your assets. Contact us today to learn more about our insurance products and how we can help you spring clean your insurance policies.